Virtual Debit Card

(4.9)648 Reviews

LGM Virtual Debit Card Privacy and security built into your payments.

Get all the benefits of the virtual LGM Multi-Currency Card. Spend online, in-store and abroad while saving on currency conversion fees, with the extra layer of security of the digital Multi-Currency Card. The virtual LGM Multi-Currency Card lets you spend using the mid-market exchange rate online, in-store and while you travel - but exists only in your Wise account, either on your phone or laptop. There’s no need to carry your wallet, and less risk of your card being compromised. Your virtual card has different details to your physical card, and can be frozen after each purchase. That means it’s a safe, smart and simple way to spend no matter where in the world you are. Hold 40+ currencies at once, convert them in real time using the free, then spend online, in-store and abroad with your virtual card.

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    • Annual Fee: $0.00
    • Global Order Rate: 99.99%
    • Get a decision in as little as 60 seconds.

Spend safely online, in-store and abroad with the virtual Multi-Currency Card

Global Access

Make payments online and freeze your virtual debit card after each purchase. Your global virtual card number is different to your physical card number, adding an extra layer of security for your purchases.

Multiple Cards

Have up to 3 virtual cards at a time, and use them to manage your spending by using different cards for different expense types.

Shop Globally

Shop wherever in the world contactless payments are accepted using Apple Pay, Google Pay or another digital wallet of your choice, all at the mid-market rate.

Free Instantly For All Members

Once you’ve ordered your physical card, you can get a virtual Multi-Currency Card immediately in the Wise app, and start spending.

Cash back rewards

Who is the virtual card great for?
For travellers who want an additional layer of security while spending abroad.
For ecommerce shoppers who want to ensure their financial details aren’t compromised when buying from new sites at home and abroad.
For environmentally conscious consumers - virtual cards reduce plastic waste!
For ‘where’s my wallet?’ people - your virtual card lives entirely online in your digital wallet making it easily accessible, anytime.

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EARN UP TO $500 CASH PER YEAR
01

Order your card and top up your account.

Create your free LGM account in just a few minutes, and order your physical card. Open a balance in any of the 25+ currencies available, and top your account up to get started.
02

Click 'Order New Card and select the digital card category

In the web or mobile app, you'll find the virtual card option under the name "Cards'. Slide your cards to the right until you see the purple card appear. Click ‘Get a digital card’. Or if you’re on the website, access the cards tab and find the same option. It’s really that simple.
03

Spend quickly and safely without rip-off fees.

Start using your virtual card straight away, and take advantage of all the benefits LGM global has to offer - low currency conversion fees and currency exchange at the mid-market rate.

LGM virtual Multi-Currency Card is safe and secure

Stay protected

The virtual Wise Multi-Currency Card isn’t physical. That means it can’t be stolen and re-used like a regular card.

Freeze your card

Freeze your card within the app after each purchase - and un-freeze just as easily when you’re ready to use it again.

Online Privacy Guaranteed

Use your virtual card details if you don’t fully trust the company you’re purchasing from - you don’t have to share your primary card details.

Instantly replace

Instantly replace your card details if you think your account has been compromised.
Set up subscriptions with your virtual card and freeze it afterwards to make sure no additional transactions are debited without your knowledge.

LGM Virtual card FAQ.

You can use your virtual visa debit card with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

You can freeze your virtual card after each purchase to make it almost impossible for your account to be compromised.
Get your virtual card today and start spending safely.

Some traditional bank prepaid virtual cards can come with different fees such as initial load fees, reload fees, service and inactivity fees. LGM virtual Multi-Currency Card allows you to add money to your card without fees by sending it through your bank, and you can then spend in any available currency using the mid-market exchange rate.

For travellers who want an additional layer of security while spending abroad.
For ecommerce shoppers who want to ensure their financial details aren’t compromised when buying from new sites at home and abroad.
For environmentally conscious consumers - virtual cards reduce plastic waste!
For ‘where’s my wallet?’ people - your virtual card lives entirely online in your digital wallet making it easily accessible, anytime.